Upstart Holdings, Inc. (UPST)
UPSTNASDAQ-GSFinance: Consumer Services
$22.30
+0.4100 (+1.87%) today
Closed, Nov 9, 4:00 PM ET
- Market cap
- $2.20bn
- P/E
- 32.8
- EPS, last 4 quarters
- $0.6800
- Dividend yield
- –
- Day range
- –
- 52-week range
- $20.60 to $52.10
- Average volume
- 4.44m
- Previous close
- $21.89
Analysts
14 coveringHold8 buy, 6 hold, 0 sell
Targets a year out average $32.64, +46.4% from here
Earnings
next estimate $0.3600Next report
Dec 2025
0.0%
Mar 2026
-135.0%
Jun 2026
-40.0%
Sep 2026
+73.9%
estimate reported, and the surprise
Financials
| Quarter | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|
| Revenue | $296.09m | $308.21m | $364.71m | $370.52m |
| Gross profit | $296.09m | $308.21m | $364.71m | $370.52m |
| Operating income | $18.92m | -$7.52m | $14.64m | $36.00m |
| Net income | $18.64m | -$6.65m | $16.54m | $36.58m |
Last four quarters: revenue $1.34bn, margin 4.9%, free cash flow -$186.96m
News
8 latest- Upstart (UPST) Q3 2026 Earnings Call TranscriptThe Motley Fool · 5 days ago
- UPST Q3 Earnings Call Highlights Macro Risks and Revised OutlookZacks · 6 days ago
- Upstart Holdings, Inc. Announces Rise In Q3 Bottom Line RTTNews · 6 days ago
- What Upstart (UPST) Said on Its Q3 Earnings CallMarketBeat · 6 days ago
- Upstart Holdings, Inc. Reports Third Quarter 2026 Financial ResultsFintel · 6 days ago
- Upstart Beats Expectations in a Challenging Macro Environment. What It Means for InvestorsThe Motley Fool · 7 days ago
- Compared to Estimates, Upstart (UPST) Q3 Earnings: A Look at Key MetricsZacks · 7 days ago
- Upstart Holdings, Inc. (UPST) Surpasses Q3 Earnings and Revenue EstimatesZacks · 7 days ago
The company
Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart's AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart's platform includes personal loans, automotive loans, home equity lines of credit, and Upstart's new Cash Line product, a revolving line of credit. Upstart is based in Burlingame, California.
- Sector
- Finance
- Industry
- Finance: Consumer Services
- Exchange
- NASDAQ-GS
- Region
- North America
- Website
- upstart.com
Often looked at with it
Figures from Yahoo, Nasdaq (Zacks consensus) and Lighter. Stocks can be minutes behind. Nothing here is advice.