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Citizens, Inc. (CIA)

CIANYSELife Insurance

$3.26

-0.4100 (-11.17%) today

Closed, Nov 13, 4:00 PM ET

-11.17% 1D
Market cap
$165.04m
P/E
21.7
EPS, last 4 quarters
$0.1500
Dividend yield
–
Day range
–
52-week range
$3.31 to $6.54
Average volume
–
Previous close
$3.67

Analysts

1 covering

Buy1 buy, 0 hold, 0 sell

Targets a year out average $5.50, +68.7% from here

$5.50now $3.26$5.50

Earnings

next estimate $0.0300

Next report

Dec 2025

+37.5%

Mar 2026

-40.0%

Jun 2026

-85.7%

Sep 2026

-100.0%

estimate reported, and the surprise

Financials

QuarterDec 2025Mar 2026Jun 2026Sep 2026
Revenue$72.07m$59.72m$60.41m$65.04m
Gross profit$28.02m$22.02m$20.12m$21.83m
Operating income$7.86m$2.37m-$529.0k$142.0k
Net income$7.34m$2.27m-$425.0k-$422.0k

Last four quarters: revenue $257.24m, margin 3.4%, free cash flow $21.08m

News

8 latest

The company

Citizens, Inc. (NYSE: CIA) is a diversified financial services company providing life, living benefits and final expense insurance and other financial products to individuals and small businesses in the U.S ., Latin America , and Asia . Through its customer-centric growth strategy, Citizens offers innovative products to address the evolving needs of its customers in their native languages of English, Spanish, Portuguese, and Mandarin. The Company operates two primary segments: International Insurance , where the Company is a market leader in U.S . Dollar denominated life insurance, and Domestic Insurance , where it is growing in niche markets in the United States through its final expense products distributed through white-label and established distribution channels. Citizens' stock is included in the Russell 2000 and Russell 3000 indexes.

Sector
Finance
Industry
Life Insurance
Exchange
NYSE
Region
North America

Often looked at with it

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